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cash america payday loan – 刘立华折扇

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CBA PRESIDENT & CEO RICHARD SEARCH, TESTIMONY ‘DEPOSIT ADVANCE PRODUCTS’

CBA PRESIDENT & CEO RICHARD SEARCH, TESTIMONY ‘DEPOSIT ADVANCE PRODUCTS’

“PAYDAY LOANS: SHORT-TERM SOLUTION OR LONG-TERM PROBLEM?”

Chairman Nelson, Ranking Member Collins and people in the Committee, many thanks for the chance to talk about the liquidity that is short-term of American customers and bank deposit advance items. I am Richard search and I also am President and CEO for the customer

Bankers Association (“CBA”). 1

Presently, an predicted 76% of all of the Americans reside paycheck to paycheck. 2 The economy has remained stagnant making customers with less pillow for emergencies, strained credit scores, and less credit options, making usage of fairly priced short-term liquidity items all of that more important.